Loan Programs
as of 2/18/2010

USDA Loan Program 

  • No Money Down.
  • No Mortgage Insurance.       
  • Low Interest Rate at a Fixed Rate.    
  • 620 Minimum Credit Score. 
  • Seller Concessions Allowed.

    Home must be in Rural areas such as: Leander, Lago Vista, Pflugerville, Hutto, Manor, etc.

    If you are looking to purchase a home in a rural area, this is the loan for you!!!

30 yr fixed example

  • $120,000 loan amount.
  • 5.25% interest rate.
  • $962.00 Estimated Monthly Payment (PITI)

VA Loan Program 

  • 100% Financing with VA eligibility.
  • No Mortgage Insurance.    
  • Low interest Rate at a Fixed Rate. 
  • 620 Minimum Credit Score.
  • Seller Concessions Allowed.

If you have VA eligibility,
take advantage of this loan!!!

30 yr fixed example

  • $120,000 loan amount.
  • 5.25% interest rate.                  
  • $962.00 Estimated Monthly Payment(PITI).

FHA Loan Program

  • 3.5% Down Payment. 
  • Low Interest Rate at a Fixed Rate.
  • Seller Concessions Allowed.  
  • 620 Minimum Credit Score.   

The FHA loan is great for first time homebuyers!!!

30 yr fixed example

  • $120,000 Purchase Price.
  • $115,800 Loan Amt.
  • $4200.00 Down Payment.
  • 5.25% Interest Rate.
  • $1010.00 Estimated Monthly Payment(PITI)

 
Please contact Josh Palmer
Mortgage Consultant, LIC#66162
512) 970-6876
josh@efinitylending.com

 





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